25 days old

Commercial Banking Associate - 1900563

Bank of Hawaii
Oahu, Hawaii
  • Job Code
    168666

Commercial Banking Associate - 1900563
Description

!*!

Does this sound like you?

Do you enjoy partnering with business units and providing a wide range of analysis?  Do you thrive in an environment that leverages your abilities as a fast learner, good listener, and problem-solver?  Are you a self-starter, comfortable with interpreting data into useful analytics?  If you love challenges, relish complexity, and have moxie, consider applying your unique talents with a Hawaii banking leader Bank of Hawaii.  You will work with the business to ensure the highest standards of stewardship and control are maintained, all while driving continuous improvement and innovation. Welcome to your tomorrow!

 

A day in your life as a Commercial Banking Associate

Under the direction of the Manager, the Commercial Banking Associate assists the Commercial Credit Team Leader and Primary Relationship Officer (PRO) with the evaluation of financial and other risks associated with business clients to enable the making of a credit decision. Ensures business units compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.

 

Well give you these important responsibilities

  • Spreads Financial Statements, Business Tax Returns and Personal Tax Returns utilizing financial statement spreading software; prepares Loan and Account summary and financial updates to Asset Quality Reports.
  • Performs covenant compliance and tracking through calculations and documentation on the Compliance Review Worksheet; performs collateral valuations and validates Borrowing Bases or Advances with restrictions. 
  • Analyzes financial statements, evaluates historical operating performance and financial condition, and assesses operational and credit risk in preparing Vendor Financial Reviews and Modified CAMs. CBA II prepares Credit Approval Memorandum (CAM) package and written summaries, including forward looking acceptability of risks, primarily for simple annual line renewals and other credit requests with guidance and close supervision of the Commercial Credit Team Leader. CBA II also completes credit write up and supporting analysis, including cash flow and sensitivity projections.
  • Assists Commercial Credit Team Leader and/or PRO with research, due diligence, and analysis as requested.  Includes preparation of credit amendments (CAM-3) for covenant waivers and/or extensions and establishment or renewal of ACH limits via CR68 or ACH Control Limit Report.
  • Retrieves and reviews daily overdraft reports and ACH exceptions and recommends appropriate disposition of overdrafts and ACH exceptions with adequate research to support recommendation; communicates with client and PRO as necessary.
  • Cross trains in Commercial Credit Specialist functions including maintenance of the Baker Hill database, used to track financial statement reporting requirements, distribution of Baker Hill past due and expiring reports and preparation of client letters.
  • Performs all other miscellaneous responsibilities and duties as assigned.

Qualifications
!*!

if you come to us with these qualifications

Education: 

  • Bachelors degree from an accredited institution, preferably with major in business or related area, or equivalent work experience.
  • Requires a good understanding of general accounting principles, financial analysis, ability to comprehend various types of financial statements, and an understanding of business financial concepts like cash flow, credit scoring, etc.

 

Experience: 

  • General knowledge of banking industry and products gained through study, internship, completion of the Bank Associate program or work experience in banking and/or other financial institutions or equivalent work experience.

 

Technical Skills: 

  • Demonstrated proficiency with personal computers and Microsoft applications (Outlook, Word, Excel, Access and PowerPoint) or similar software. 
  • Requires excellent worksheet skills and good working knowledge of database programs. 
  • Knowledge of or ability to use Bank software and systems.

 

Other Job Qualifications: 

  • Demonstrated verbal and written communication skills including presentation skills. 
  • Able to demonstrate strong analytical and quantitative skills, with excellent attention to detail. 
  • Must be able to meet deadlines and handle multiple priorities. 
  • Must possess good working knowledge of accounting principles.
  • Possesses good interpersonal skills and client servicing skills to meet the Banks standards.  
  • Must always follow up and follow through. 
  • Able to work flexible hours including weekends and evenings as needed or assigned.

 

 

Bank of Hawaii

In 1897, Bank of Hawaii was the first chartered and incorporated bank in the Republic of Hawaii. Weve been here from territorial days, growing and changing with Hawaii. Today, we are the largest independent bank in Hawaii a result of knowing our business and community, and always staying ahead of change. At Bank of Hawaii, we think of ourselves as forward thinking pace setters. We are constantly finding creative ways to deliver leading edge financial services to our customers.  Now more than ever, were embracing change while using data and analytics to make informed decisions about our future.

 

Its our analysts who help us succeed in finding and interpreting information and turning that information into actionable decisions.  As a member of the Bank of Hawaii community, you will be among the very best in your profession in an environment that places a high value on integrity, innovation and teamwork.  People who are agile, savvy, forward-thinking and entrepreneurial can learn and grow with us.

 

All qualified applicants will receive consideration for employment and will not be discriminated against on the basis of any legally protected classification including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or protected veteran status.  Bank of Hawaii takes affirmative action in support of its policy to advance in employment legally recognized individuals including minorities, women, protected veterans and individuals with disabilities.

 


Job Function Operations
Primary Location Hawaii-Oahu
Schedule Full-time
Job Posting Jun 13, 2019, 6:25:11 PM
Unposting Date Ongoing

Categories

Posted: 2019-11-12 Expires: 2020-01-06
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Commercial Banking Associate - 1900563

Bank of Hawaii
Oahu, Hawaii

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